Skip to main contentHow Much Can You Borrow?
Simple math: deposit SOL, borrow up to half its value.
Let’s use real numbers. You deposit 100 SOL. You can borrow 50 SOL worth of aurSOL. Your collateralization starts at 200%.
As yield rolls in, your debt drops but your collateral stays the same. Your position gets safer over time, not riskier.
What Does It Cost?
We keep it simple:
1% upfront fee when you borrow. Borrow 50 SOL worth? Pay 0.5 SOL. One time, done.
80/20 yield split. Your deposit makes 10 SOL this year? 8 SOL pays down your debt, 2 SOL goes to protocol operations.
Nothing else. No deposit fees. No withdrawal fees. No “maintenance” fees. Just Solana network costs when you transact.
Show Me the Numbers
You deposit 100 SOL. Let’s say vaults typically yield 8% annually. Here’s your year:
- Your SOL generates ~8 SOL in yield
- ~6.4 SOL reduces your debt (80%)
- ~1.6 SOL goes to the protocol (20%)
- You paid 0.5 SOL upfront to borrow
Your 50 SOL debt becomes 43.6 SOL. Without doing anything.
Getting Out
You’ve got options:
- Do nothing. Let yield eat away at your debt. Eventually it hits zero.
- Withdraw some. As long as you stay above 200% collateralization, take what you need.
- Pay it off. Buy back your aurSOL debt, get all your collateral back.
- Wait it out. Once yield pays everything off, your full collateral is yours again.
- No penalties. No lockups. Your money, your timeline.
